Winning a Scholarship Award

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The Following Article provided by ScholarshipExperts.com ...

Searching for and finding scholarships is only the first half of the process. You still need to apply for each scholarship you are trying to win. Applying for scholarships can be time consuming and takes dedication and motivation. But the thousands of dollars you could receive makes the effort worthwhile. Below are some hints to help you apply for and win scholarships.

• Be proactive. No one is going to track you down to give you a scholarship; you need to do the legwork yourself. So when you find awards with eligibility criteria that you can meet, contact the provider and request a scholarship application packet. Whether you have to request the application via email, phone or by sending in a self-addressed stamped envelope, do it. There's just no other way to get the ball rolling than to be proactive and assertive in requesting information for yourself.

• Be timely. Almost all scholarship providers set deadlines, and you MUST adhere to them. Make sure you have all materials submitted before the deadline. If the scholarship deadline is approaching and you have not yet even received the scholarship application packet that you requested four weeks earlier, follow-up with the provider and request the scholarship application packet again. You do not want to miss a deadline, as most scholarship providers do not consider late applicants.

• Be organized. Good organizational skills can really pay off - literally! Keep your scholarship applications ordered by deadline date and give yourself plenty of time to complete them and send them in well before the due date. Keep letters of recommendation and transcripts on hand so you don't have to obtain new ones every time they are required for an application. Make copies of your completed scholarship applications before sending them in, and file them in folders labeled with the deadline date and the mailing address and phone number of the scholarship provider. Call before the deadline to see if your scholarship application was received. If it got lost in the mail (the postal service is not perfect!), you still have an extra copy you can send in.

• Be persistent. The scholarship search process doesn't just happen overnight. You must be diligent about looking for new scholarships to apply for. Plan to spend several hours each month reviewing the scholarship programs with deadlines approaching, preparing application packets, and getting the applications in the mail on time. And then the cycle should begin again - finding scholarships, sending away for application information, and applying in an organized, timely manner.

• Be positive. Finally, believe in yourself and in your chances of winning a scholarship. Hard work and time spent on the scholarship process will pay off eventually. Keep your chin up and think about how great the reward will be if you can land even one of the scholarships you're trying for! After all, your education depends on it!

Scholarship Basics -- What You Should Know About Free Money For College

Article provided by ScholarshipExperts.com

To some students and parents, the word "scholarship" is just another one of those confusing college terms: student loans, FAFSA, tuition and fees, EFC, grants, and work study. Little do they realize that knowing more about the scholarship process could save them thousands of dollars when trying to cover the cost of their education.

What are scholarships?

Scholarships come in a variety of forms, but are generally considered to be "free money" for college. Unlike loans, scholarships do not have to be repaid to the scholarship provider. Some scholarships are awarded directly to the student in the form of a check, while other scholarships are written out to the student's college or university. Several different types of providers issue scholarships: clubs and organizations, charitable foundations, businesses, schools, universities, government agencies, and others.

Who can get scholarships?

It is a common misconception that scholarships are only for straight-A students. In reality, there are all types of scholarships for all types of students, including those with less than perfect academic records. Some scholarships are for athletes; others are for students planning to study in particular fields; and others for community service. Some scholarship providers just want to reward students for living in a certain city or state! Students also mistakenly believe that only college-bound high school seniors can apply for awards. Scholarships are available for all levels of college study, from freshman undergrads to graduate and Ph.D. students.

How do students find scholarships?

Finding scholarships can be a very time-consuming process, but not if students use a reputable and accurate scholarship search service on the Internet, like ScholarshipExperts.com. Students can also ask their high school guidance counselors about any local or state awards that they qualify for. Students should contact the financial aid office at the college or university they plan to attend to learn if they qualify for any awards provided by the school.

When should students look for scholarships?

Scholarship application deadlines vary greatly. There are thousands of scholarship programs with spring and summer deadlines, and thousands more with fall and winter deadlines. The key is to never stop searching for new scholarship leads, even after beginning the freshman year in college. A good rule of thumb is to continue searching for scholarships for the duration of the college career.

Student Loan Consolidation: Is It Right For You?

Is Consolidation Right for You?
Here are some factors you should consider when deciding if consolidation is right for you.

What are the interest rates on your loans? If a Federal Consolidation Loan offers you a lower rate than your current loans, you may want to consolidate. Currently, the interest rate for a Federal Consolidation Loan is based on the weighted average interest rate on the loans being consolidated, rounded to the next nearest higher one-eighth of one percent. This rate is fixed for the life of the loan and cannot exceed 8.25 percent.

Are your monthly payments manageable? If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, and/or want to avoid default, consolidation may help you.

How much are you willing to pay over the long term? Like a home mortgage or a car loan, extending the years of repayment increases the total amount you have to repay.

How many payments do you have left on your loans? If you are close to paying off your student loans, it may not be worth the effort to consolidate or extend your payments.

What consolidation loan benefits do your current lenders offer? Check with the loan holders currently servicing your loans to see if they can offer terms and repayment plans that meet your needs better than a Federal Consolidation Loan.

Click Here to consolidate now or get more information.

Source: US Department of Education


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Back to School: Here's A Chance to Win A Scholarship, Hurry! Hurry! The next drawing is July 31, 2007!

The scholarship is worth $10,000. The lucky winner of this promotion can use the scholarship money for any education opportunity. All of the applicants must be 18 years of age or older. If applicants are younger, then parents or guardians may apply in their favor.

This promotion is open to permanent residents of the United States. There are only three steps in the registration process to be eligible for the free college money.

Hurry, Next Drawing July 31, Here's the link to Apply Now!

Pass this Scholarship information on to your friends and love ones.

Here's the a note from Tricia C. Bellot, a pass winner!

Name: Tricia C. Bellot
Hometown: Baton Rouge, LA
Attending School: Xavier University
Drawing Date: May 31st 2007

"I am pleased to have been granted the opportunity of winning this $10,000.00 scholarship. I am really blessed to have this opportunity and I believe that this blessing could have not come at a better time in my life than now..."

Hurry, Next Drawing July 31, Here's the link to Apply Now!

ITS NOT TOO LATE: Here's the August Drawing Link.

Get Discount Text Books Here.

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